I have a slight neck problem and am wondering if this boat would be OK?
Yes definitely! I would just warn about people who suffer from sea sickness. Keep in mind it's a tour on the open ocean, so the boat does rock back and forth. For neck problems there is no issue as long as you are able to stand for 2-3 hours at a time with no pain.
Hard question to answer as it depends on the weather conditions of the day. I also have chronic a spinal condition of neck. The weather was perfect on the way out on my trip but somewhat rough on the way back. In saying that this boat is excellent in rough water. Make sure that you sit at the very back of the boat to get the smoothest possible ride, cheers
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