In the past, we have always gotten Pesos from our bank before we leave. My wife works at the bank so there is a discount on the exchange rate. If the exchange rate was 20:1, we would typically get 19:1 or so from the bank.
If we got pesos from the ATM in Cozumel, would we get the 20:1 exchange rate? We do not pay ATM fees, since my wife works at the bank.
I understand to get the Pesos at Mega or Chedraui, not on the street in the middle of town at 2:00 in the morning.
Thanks for your help.