Is it wiser to order HUF from a bank in the US, or get them at the airport when arriving in Budapest? I look forward to your responses.
Profguy-My Cap 1 card is a credit card and charges no international fees. My debit card is a Wells Fargo and it costs me 5 dollars per ATM transaction outside the country. My WF credit card also charges me foriegn transaction fees. So I only use Cap 1 credot and WF for ATM. Either I have a different card than Profguy or his information is not accurate.
Greyhound ... I DO NOT have a WF card. I said my travel friends have a WF card and they tell me it does not charge fees. But, I do not have the name of the card they use. Keep in mind, banks offer different cads.
For example, I also have a AMEX Platinum that gives me the best FX rate and charges NO TRANSACTION fees. My wife has an AMEX Gold that charges fees. The reason I do not recommend AMEX is because of limited use and I do pay an annual fee for the card and no ATM access. But, I use it everywhere it is taken since I get great points.
I recommend the Schwab One. I can only verify the Schwab One card features I listed as that is the one I have.
Greyhound ... I called my friend and she said this is the card that charges no fees. As you can see it is a business card and may not be available to everyone.
Also .. can you share the Capital One no fee credit card name? Also, do you have the name of the no fee debit car from capital one? I looked on their website and could not find either. I know they have been announced, but not sure if they are out yet.
Profguy- Cap1 Visa Venture credit card. The credit card does not cost me any foriegn transaction fees. I don’t use it in an ATM so I don’t know how that works. I get double points on all transactions and I can use the points in travel related costs after the purchase is made. Also they just paid for my KNOWN TRAVELER NUMBER for 5 years of TSA Pre-Check.
Profguy- my wf credit card is a Cashwise Card. Under fees it states:
Foreign Currency Conversion Fee
3% of each transaction converted to U.S. dollars. Which is why I carry it on foriegn travel as an emergency option.
Also when I am in the state of Florida I use it because I have no recurring charges on it, and if my number is hijacked which happened recently it is not an issue other then to replace the card. It is not a business card so therefore there are more fees attached.
It's pretty well known that virtually no (and I add the word virtually only to be safe) cap one card charges foreign transaction fees. The b of a travel rewards card also offers no foreign transaction fees but virtually every other b of a card charges 3%