Pay as much as you need, just don't fly with this delusional company. There is no customer service, bots laugh at you when you try to get service, I had a coupon for a flight that was canceled and for several days you could not activate it because their website did not agree to redeem the coupon for me. I contacted customer service but the bot told me it was not possible to speak to a human representative. In short, I gave up the money and vowed never to fly with them!