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National currency since 1.1.2011 is the Euro, replacing the Estonian kroon (EEK). The kroon was pegged to Euro at 1 EUR= 15.65 EEK. You can still expect to see some prices in Kroons during the transition period. The banks will exchange kroons to Euro until the end of 2011.
Almost all larger hotels, stores and restaurants accept Visa & MasterCard, many of them also Eurocard, Diner’s Club and American Express. However, it is advisable to carry some cash Euros with you.
Traveller’s checks can be difficult if not impossible to exchange, even in banks, and are less likely to be accepted in shops.
Banks are plentiful and easy to find in Tallinn. Most are open from 9:00 to 18:00 on weekdays, while some offices are also open on Saturday mornings and some in major shopping centres even on Sundays. All banks offer currency exchange services. Exchange offices can also be found in larger hotels, the airport, harbour, railroad station and major shopping centres.
There are ATM's in all of the larger cities and are the easiest way to get local currency. Check for the Mastercard Cirrus or Visa Plus symbols on the ATM.